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Zolve credit cards are a game-changer for new immigrants in the U.S. and individuals aiming to establish or rebuild their credit.
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Immigrants often face challenges transferring credit history across borders, which Zolve addresses by accepting Indian or U.S. credit history, passport, and visa details.
The Zolve Azpire card is the starting point, functioning like a secured card with credit limits matching deposited amounts.
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Responsible Azpire users can qualify for an unsecured credit card within six months. Zolve’s unsecured options include the Zolve Classic, Signature, and Black, all backed by Mastercard.
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The Zolve Classic is an entry-level unsecured credit card offering 1% cash back on all purchases, discounts at online retailers, and 24/7 support.
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Unique benefits include $1,000 in life insurance through Avibra and a $15 welcome bonus after meeting a minimum spend.
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The mid-tier Zolve Signature card requires a monthly fee of $11.99 or an annual fee of $119.99.
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It offers 3% cash back at three selected merchants each quarter (up to $1,500 per quarter), 1% cash back on other purchases, and a $25 welcome bonus after meeting the minimum spend.
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Additional perks include: $5 monthly Lyft credits (with three trips/month) Free ShopRunner subscription Instacart+ subscription credit $3,000 in life insurance
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Zolve Black, the premium option, has a monthly fee of $29.99 or an annual fee of $299.
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It offers 5% cash back at five chosen merchants (up to $3,000 per quarter), 1.5% cash back on other purchases, and a $50 welcome bonus.
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Benefits mirror the Zolve Signature with added perks like: Fandango credit Trip and luggage insurance Priority Pass lounge access $10,000 in life insurance
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